Protecting What
Matters Most
Protecting What
Matters Most
THEO Specialty is a new insurance MGA facility built on more than 25 years of experience underwriting religious institutions and faith based nonprofits. We combine deep sector expertise with responsive service to help brokers deliver tailored solutions to their clients.
THEO Specialty is a new insurance MGA facility built on more than 25 years of experience underwriting religious institutions and faith based nonprofits. We combine deep sector expertise with responsive service to help brokers deliver tailored solutions to their clients.
Why Choose THEO?
Mission Aligned
Our solutions are tailored to support your values, helping you fulfill your purpose while staying true to your mission.
Broad Coverage
We’ve got you covered including abuse prevention safety programs to help protect your congregation, staff and reputation.
Trusted Guidance
Built on 25+ years of experience serving faith-based organizations and non-profits.
Coverages Offered
Property
Liability
Fine Arts
Schools
Schools
Abuse & Molestation
Day Care
Frequently Asked Questions
Why partner with THEO Specialty?
We help you win and keep clients with deep subject expertise, through disciplined underwriting and responsive service.
What denominations are covered?
THEO covers all denominations and houses of worship, including churches, synagogues, mosques, and temples.
What lines and coverage can you place?
• Property: buildings, contents, fine arts, stained glass, organs, scheduled items • General Liability: including abuse/molestation (A&M), Professional Liability, Excess Liability • Management Liability D&O, EPL, fiduciary, and cyber/privacy • Inland Marine: fine arts, musical instruments, mobile equipment, AV gear • Crime: employee/volunteer dishonesty, funds transfer fraud (Availability varies by state and carrier)
Are schools and camps covered?
Yes, coverage is available for schools, day care, camps, and other institutions affiliated with faith-based organizations.
Do you cover Abuse & Molestation (A&M)?
Yes, subject to underwriting and risk-control requirements.
Where does THEO operate?
THEO is rolling out throughout the continental US.
Who are your carrier partners?
We align with top-rated, reputable carriers that support specialty forms, stable capacity, and robust claims resources.
What’s your underwriting appetite?
Preferred: well-managed accounts with documented controls, stable leadership, and routine maintenance.
How do I submit business?
Send a complete submission to your THEO underwriter: • Accord apps, Statement of Values (SOV) with construction/updates, protection class, other carrier supplemental applications accepted • 5-year loss runs (currently valued) with narratives on any severity claims • If available, photos/site plan (include roofs, stained glass, gym/sanctuary, kitchens, camps) • Risk-control documents (A&M procedures, driver policy, water-intrusion plan) • Prior policies/dec pages, special events calendars, and any contracts requiring AI/Waiver
Frequently Asked Questions
Why partner with THEO Specialty?
We help you win and keep clients with deep subject expertise, through disciplined underwriting and responsive service.
What denominations are covered?
THEO covers all denominations and houses of worship, including churches, synagogues, mosques, and temples.
What lines and coverage can you place?
• Property: buildings, contents, fine arts, stained glass, organs, scheduled items • General Liability: including abuse/molestation (A&M), Professional Liability, Excess Liability • Management Liability D&O, EPL, fiduciary, and cyber/privacy • Inland Marine: fine arts, musical instruments, mobile equipment, AV gear • Crime: employee/volunteer dishonesty, funds transfer fraud (Availability varies by state and carrier)
Are schools and camps covered?
Yes, coverage is available for schools, day care, camps, and other institutions affiliated with faith-based organizations.
Do you cover Abuse & Molestation (A&M)?
Yes, subject to underwriting and risk-control requirements.
Where does THEO operate?
THEO is rolling out throughout the continental US.
Who are your carrier partners?
We align with top-rated, reputable carriers that support specialty forms, stable capacity, and robust claims resources.
What’s your underwriting appetite?
Preferred: well-managed accounts with documented controls, stable leadership, and routine maintenance.
How do I submit business?
Send a complete submission to your THEO underwriter: • Accord apps, Statement of Values (SOV) with construction/updates, protection class, other carrier supplemental applications accepted • 5-year loss runs (currently valued) with narratives on any severity claims • If available, photos/site plan (include roofs, stained glass, gym/sanctuary, kitchens, camps) • Risk-control documents (A&M procedures, driver policy, water-intrusion plan) • Prior policies/dec pages, special events calendars, and any contracts requiring AI/Waiver
Frequently Asked Questions
Why partner with THEO Specialty?
We help you win and keep clients with deep subject expertise, through disciplined underwriting and responsive service.
What denominations are covered?
THEO covers all denominations and houses of worship, including churches, synagogues, mosques, and temples.
What lines and coverage can you place?
• Property: buildings, contents, fine arts, stained glass, organs, scheduled items • General Liability: including abuse/molestation (A&M), Professional Liability, Excess Liability • Management Liability D&O, EPL, fiduciary, and cyber/privacy • Inland Marine: fine arts, musical instruments, mobile equipment, AV gear • Crime: employee/volunteer dishonesty, funds transfer fraud (Availability varies by state and carrier)
Are schools and camps covered?
Yes, coverage is available for schools, day care, camps, and other institutions affiliated with faith-based organizations.
Do you cover Abuse & Molestation (A&M)?
Yes, subject to underwriting and risk-control requirements.
Where does THEO operate?
THEO is rolling out throughout the continental US.
Who are your carrier partners?
We align with top-rated, reputable carriers that support specialty forms, stable capacity, and robust claims resources.
What’s your underwriting appetite?
Preferred: well-managed accounts with documented controls, stable leadership, and routine maintenance.
How do I submit business?
Send a complete submission to your THEO underwriter: • Accord apps, Statement of Values (SOV) with construction/updates, protection class, other carrier supplemental applications accepted • 5-year loss runs (currently valued) with narratives on any severity claims • If available, photos/site plan (include roofs, stained glass, gym/sanctuary, kitchens, camps) • Risk-control documents (A&M procedures, driver policy, water-intrusion plan) • Prior policies/dec pages, special events calendars, and any contracts requiring AI/Waiver